A good summary where you can find free templates.

Free design templates don’t have to be unattractive, inaccurate and boring. Some web-sites offer high quality templates for the best price you would ever get – for free. You can download Flash-based templates as well as CSS-based layouts absolutely free; furthermore, you can use them for your personal and commercial projects without any restrictions whatsoever. Still, before using some of the templates, throw a glance at the license agreements – they’re changing all the time.

• Free CSS Templates
  There are 105 CSS Templates in the database at the moment.
• Art for the web
  Free web templates
• TemplatesBox
  Free Website Templates, Free Photoshop Web Templates
• Template Monster
  Web Templates, Flash Templates, Website Templates Design
• TemplateNavigator
  Free Web Templates | Free Flash Templates. TemplateNavigator.com is the largest on the net catalogue of free and professional website templates and free flash templates.
• CoffeeCup
  Free Website Templates – Download Your Design Template
• DotcomWebDesign
  Providing free site layouts, web page layouts, website templates & site templates for the free Content Management System, cmsimple.
• Effex-Media
  Free Website Templates by Web Designers!
• Entheos
  Free Dreamweaver Templates and Fireworks Layouts
• Dezinehub
  Free Website Templates, Free Logo Templates
• Free-Flash-Template
  Free Flash Templates
• Free Layouts
  Free Web Templates and Flash Templates
• Free Photoshop browser templates
  Free Photoshop browser templates for professional web layouts
• Free Templates Online
  Free Web Templates Resource
• Free Web Templates
  Free website templates and page layouts, flash templates, business templates and more
• FreeWebTemplates.de
  Free Design Templates
• FreeWebsiteTemplates.com
  Free Web Templates
• Ginger Ninja!
  Free website templates
• Groovy Lizard
  Free Templates – please read the Terms of Use
• Hot Free Templates
  Free Photoshop Templates, Free Flash Templates, Free Web Templates & Graphics
• Interspire
  Free web templates, Frontpage and Dreamweaver Templates
• Joyful Heart Designs
  Linkware Sets – please read the Terms of Use
• Layouts 4 Free
  Free Web Templates – html, dhtml, xhtml / css, flash.
• MasterTemplates
  Free Website Templates and PowerPoint Templates
• OpenSourceTemplates.org
  Free Website Templates and Custom Web 2.0 Designs
• Open Source Web Design
  Download and upload free web designs
• Open Web Design
  Download and upload free web designs
• Painted Pixels
  Free web page templates for non-commercial websites
• Ricky’s web templates
  Ricky’s free web templates, web logos, web buttons
• Snakeye Web Templates
  Free Dreamweaver Web Site Templates & Web Page Templates
• Steve’s free website templates
  Free Website Templates
• Template Perfection
  Free Templates
• TemplateWorkz
  Free Website Templates, Free Logo Templates, Free Newsletter Templates
• ThemesBase
  FREE Templates and Themes for Mambo, Joomla, PHPNuke, vBulletin, WordPress, phpBB, e107, PHP-Fusion and XOOPS
• WebDesignHelper.co.uk
  FREE Full page templates, containing all the graphics and html code you need to create your own personal web site
• Webmaster Resources
  Free Web Templates
• Webtemplates
  Web site templates for free
• Zymic
  Free website templates

Weblog Templates

• 83 Beautiful WordPress Themes You Probably Haven’t Seen
  83 free WordPress Themes you probably haven’t seen yet. All themes offer quality, elegance and a user-friendly interface.
• Blog Fashions
  These free blog templates are compatible with Movable Type.
• Blogger Template
  A standards compliant Blogger template with DOM-based font customization features and silly randomly morphing color scheme.
• Blogger templates
  Free Blogger Templates
• Blogger Templates
  Free Blogger Templates
• Blogger Templates for Blogspot
  Free Blogger Templates
• Blogging Themes
  Free WordPress Blog Themes
• Blogplates
  Free Weblog Templates
• Erratic Wisdom
  Textpattern Templates
• Final Sense
  Best Free Templates For Blogger, High Quality Templates
• Francey
  rancey’s online playground. Contains free CSS-based blog templates for diaryland, diary-x, movable type, blogger, wordpress, and textpattern as well as tutorials, and scripts.
• Free Blogger Templates
  The following are some templates I designed for my blog. Since I made so many (and will likely make more), I decided to make them available to the public for free.
• Kaushal Sheth
  Wordpress Themes
• Pink Design
  Free Diary/Blog Templates
• Point of Focus
  BLOGGER TEMPLATES – Linkware
• Scribez
  New Ten Best Free WordPress Templates
• Textgarden
  TextGarden is the official site for themes designed for Textpattern.
• Textpattern Templates
  The Textpattern Template Competition
• V4NY
  WordPress Themes, Blogger Templates, Splinder and more
• Weblog Design
  Linkware Templates
• WP Themes
  WordPress Themes for Free Download